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Real exchange rate. Low fees. Fast transfers to 70+ countries. Join millions who save on international payments.

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🌍 Why Wise

Send Money Home with Wise — Low Fees, Real Exchange Rates

Real exchange rate, low transparent fees, fast transfers.

💶 Real mid-market rate — what you see is what you get
Low fee from 0.35% — no surprises, no hidden costs
🌍 70+ countries, 40+ currencies — all in one account
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⭐ Why Wise

The smarter way to send money abroad

Banks charge up to 5% in hidden fees. Wise uses the real exchange rate with low, transparent fees — see the difference.

How much can you save?

Send €1,000 to Poland. Wise fee: ~€4.50. Bank fee: €30–50 hidden in exchange rate. That's up to 10x less.

Real mid-market exchange rate — no markup
Low, transparent fee from 0.35%
Fast transfers — often within seconds
Regulated and secure — 15+ million customers
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10x
Cheaper than banks
70+
Countries
40+
Currencies
5 min
To open account
🎁 Free Bonus Tools

EU Business Tools — Included

VAT, IBAN, currency — everything you need, free.

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📝 Guides

Send Smarter, Save More

Tips for international payments and EU business.

Ready to send money home?

Join 15+ million people who save with Wise.

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