๐Ÿ’ณ Open Wise Account
๐Ÿ’ณ Open Wise Account
Homeโ€บ Wise Partnerโ€บ Wise Debit Card
๐Ÿ’ณ Official Wise Partner

Pay Worldwide
at the Real Rate

The Wise Business debit card lets you pay suppliers, travel expenses, and subscriptions worldwide โ€” always at the real mid-market exchange rate. No foreign transaction fees.

๐Ÿ’ณ Get Your Card Free โ†’

Sponsored ยท Wise โ€” regulated financial services ยท Free to open

Wise Business Debit Card
Free
First card included
0%
Foreign transaction fee
170+
Countries accepted
40+
Currencies auto-convert
๐Ÿ’ณ Card Features

Everything a Business Card Should Be

One card, real exchange rates, zero foreign fees. Pay from any of your 40+ currency balances automatically.

๐Ÿ’ฑ
Real Exchange Rate Always
Every foreign currency payment uses the mid-market rate โ€” the real rate, with no markup. Your bank card adds 2โ€“4% on every foreign purchase. Wise adds 0%.
๐ŸŒ
Accepted in 170+ Countries
Works anywhere Visa is accepted. Online and in-person payments, hotel bookings, supplier invoices, software subscriptions โ€” worldwide coverage.
๐Ÿค–
Smart Currency Selection
Wise automatically uses the right currency balance when you pay. EUR balance for EU payments, USD for US purchases โ€” no manual switching needed.
๐Ÿ”’
Instant Freeze & Controls
Freeze your card instantly from the app if lost. Set spending limits per card. Issue virtual cards for online purchases. Full control in your dashboard.
๐Ÿ‘ฅ
Employee Cards
Issue additional cards to team members with custom spending limits. Track expenses per card. Manage all cards from one business dashboard.
๐Ÿ“Š
Expense Tracking
Every transaction is recorded with merchant name, amount, and currency. Export to CSV or sync with Xero/QuickBooks for easy bookkeeping.

๐Ÿ’ฐ How Much You Save on a Business Trip โ€” Wise Card vs Bank Card

โ‚ฌ2,000
Trip budget (USD expenses)
โ‚ฌ80โ€“120
Typical bank card fee (4โ€“6%)
~โ‚ฌ110 saved
With Wise card (0% FX fee)
๐Ÿ’ธ
Send Money
๐Ÿ’ณ
Wise Card
๐ŸŒ
Multi-Currency

Get Your Free Wise Business Card

Open a Wise Business account โ€” the first debit card is free. Order takes 5 minutes online.

๐Ÿ’ณ Open Free Account โ†’
โ“ FAQ

Frequently Asked Questions

Is the Wise Business card really free?
Yes โ€” the first Wise Business debit card is included free with your account. Replacement cards cost โ‚ฌ5. Additional cards for team members are available at a small cost. There are no annual card fees and no monthly maintenance charges.
Are there ATM withdrawal fees with Wise card?
Wise Business provides 2 free ATM withdrawals per month (up to โ‚ฌ200 total). After that, a small fee applies (typically 1.75% + โ‚ฌ0.50 per withdrawal). For most business use cases โ€” paying suppliers and online subscriptions โ€” ATM withdrawals are rarely needed.
Can I use the Wise card for Google Ads, Meta Ads, and software subscriptions?
Yes. The Wise Business debit card works for all online payments including Google Ads, Meta/Facebook Ads, AWS, Stripe, SaaS subscriptions, and any other online service. USD-billed services are charged at the real EUR/USD rate โ€” no 3% foreign fee like most bank cards.
How quickly does the Wise card arrive?
Physical Wise Business cards typically arrive within 5โ€“10 business days in Belgium, Germany, and France. You can also create virtual cards instantly for immediate use in online payments while waiting for the physical card.