๐๏ธ Check BIC / SWIFT Code
Quick examples
Popular EU Bank BIC / SWIFT Codes
Click any row to validate the BIC code instantly:
| Bank | Country | BIC / SWIFT | Type |
|---|---|---|---|
| BNP Paribas Fortis | ๐ง๐ช Belgium | GEBABEBB | Commercial |
| ING Belgium | ๐ง๐ช Belgium | BBRUBEBB | Commercial |
| KBC Bank | ๐ง๐ช Belgium | KREDBEBB | Commercial |
| Belfius Bank | ๐ง๐ช Belgium | BNAGBEBB | Commercial |
| Deutsche Bank | ๐ฉ๐ช Germany | DEUTDEDB | Commercial |
| Commerzbank | ๐ฉ๐ช Germany | COBADEFF | Commercial |
| BNP Paribas | ๐ซ๐ท France | BNPAFRPP | Commercial |
| Sociรฉtรฉ Gรฉnรฉrale | ๐ซ๐ท France | SOGEFRPP | Commercial |
| ING Bank | ๐ณ๐ฑ Netherlands | INGBNL2A | Commercial |
| ABN AMRO | ๐ณ๐ฑ Netherlands | ABNANL2A | Commercial |
| Wise (TransferWise) | ๐ง๐ช Belgium | TRWIBEB1 | Fintech |
| Revolut | ๐ช๐บ EU | REVOLT21 | Fintech |
BIC / SWIFT Codes Explained
A BIC (Bank Identifier Code), also known as a SWIFT code, is an international standard (ISO 9362) that uniquely identifies a financial institution. It is used in international wire transfers to route payments to the correct bank. Every bank participating in the SWIFT network has at least one BIC code.
BIC Code Structure โ How to Read It
A BIC code consists of 8 or 11 characters, divided into four parts:
- Bank code (4 letters): Identifies the bank (e.g., GEBA for BNP Paribas Fortis, DEUT for Deutsche Bank)
- Country code (2 letters): ISO 3166-1 alpha-2 country code (e.g., BE for Belgium, DE for Germany)
- Location code (2 characters): Identifies the head office location (e.g., BB for Brussels)
- Branch code (3 characters, optional): Identifies a specific branch. "XXX" means the primary office. Omitted in 8-character BICs.
BIC vs SWIFT โ Is There a Difference?
No โ BIC and SWIFT code refer to the same thing. SWIFT (Society for Worldwide Interbank Financial Telecommunication) is the organization that manages the BIC standard. The terms are used interchangeably in practice. Some banking systems use "BIC" and others use "SWIFT code" for the same field on transfer forms.
When Do You Need a SWIFT Code?
- International wire transfers outside the SEPA zone
- Receiving payments from non-EU countries
- US ACH or wire transfers to Europe
- Correspondent banking between financial institutions
Note: Within SEPA (31 European countries), IBAN alone is sufficient since 2016 โ you do not need a BIC for euro transfers between SEPA countries.
BIC Codes for Belgian Banks
Belgium's major banks use the country code "BE" in their BIC. BNP Paribas Fortis uses GEBABEBB (formerly Gรฉnรฉrale de Banque), ING Belgium uses BBRUBEBB, KBC uses KREDBEBB, and Belfius uses BNAGBEBB. Fintech banks operating in Belgium include Wise (TRWIBEB1) and Revolut (REVOLT21).