๐Ÿ’ณ Open Wise Account
๐Ÿ’ณ Open Wise Account
Homeโ€บWise Business Account
โญ Official Wise Business Partner

The Smarter Business
Account for Europe

Wise Business gives EU entrepreneurs a real multi-currency account with local IBANs, real exchange rates, and transfers to 70+ countries โ€” up to 10ร— cheaper than traditional banks.

๐Ÿ’ณ Open Free Account โ†’ See Features โ†“

Sponsored ยท Wise โ€” regulated financial services ยท Free to open

Wise Business Account for EU entrepreneurs
10ร—
Cheaper than banks
70+
Countries supported
40+
Currencies held
5 min
To open account
๐Ÿ’ณ Features

Everything Your EU Business Needs

One account to send, receive, hold and convert money in 40+ currencies โ€” without the hidden fees of traditional banks.

๐Ÿฆ
Real EU IBAN โ†’
Get a genuine Belgian IBAN (BE) to receive EUR payments from EU clients. Works with all SEPA transfers โ€” just like a regular bank account.
 ๐Ÿ’ฑ
Real Exchange Rate โ†’
Wise uses the mid-market rate โ€” the same rate you see on Google. No hidden markup. Traditional banks add 2โ€“5% on top of the exchange rate.
 ๐ŸŒ
Multi-Currency Account โ†’
Hold EUR, USD, GBP, CHF, PLN and 40+ currencies in one account. Switch between currencies at real rates when you need to.
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Wise Business Debit Card โ†’
Pay suppliers and business expenses worldwide at the real exchange rate. Works everywhere Visa is accepted. No foreign transaction fees.
 โšก
Fast International Transfers โ†’
Most transfers arrive within seconds or hours โ€” not 3โ€“5 business days. Available 24/7, including weekends and holidays.
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Accounting Integrations
Connect Wise directly to Xero, QuickBooks, FreshBooks and other accounting software. Automatic transaction sync saves hours of bookkeeping.
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Team Access & Permissions
Add team members with custom permissions. Issue employee cards, set spending limits, and track expenses in one dashboard.
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Business Account Details โ†’
Get local bank details in 10+ countries including Belgium, Germany, France, Netherlands, UK, US, and more โ€” receive payments like a local.
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Regulated & Secure
Wise is regulated by financial authorities in 50+ countries including Belgium (NBB), UK (FCA), and the EU. Your money is safeguarded separately from Wise's own funds.

Open Your Free Wise Business Account Today

5 minutes online. No branch visit. No monthly fees for the basic account. Trusted by millions of businesses in Europe.

๐Ÿ’ณ Open Free Account โ†’
โš–๏ธ Comparison

Wise Business vs Traditional Banks

See why thousands of EU entrepreneurs switch from their bank to Wise every month.

Feature ๐Ÿ’š Wise Business ๐Ÿฆ Traditional Bank ๐Ÿฆ Neobank (Revolut)
Monthly feeโ‚ฌ0 (basic)โ‚ฌ10โ€“โ‚ฌ30โ‚ฌ0โ€“โ‚ฌ25
Real exchange rateโœ“ Mid-marketโœ— +2โ€“5% markupโœ“ Mid-market
EU IBAN (BE/DE/FR)โœ“ Real IBANโœ“ Real IBANโš ๏ธ Limited
Multi-currency (40+)โœ“โœ— 1โ€“3 currenciesโœ“
Transfers to 70+ countriesโœ“โœ“ High feesโœ“
Accounting integrationโœ“ Xero, QuickBooksโœ— Limitedโš ๏ธ Basic
Open timeโœ“ 5 minutes onlineโœ— Days/weeksโœ“ Fast
Regulated EU/BEโœ“ NBB Belgiumโœ“โš ๏ธ Lithuania
๐Ÿš€ Getting Started

Open Your Account in 4 Steps

No branch visit required. Everything is done online in under 5 minutes.

1
Click Open Account
Click our partner link to start the free registration process on Wise.com.
2
Enter Business Details
Provide your company name, registration number, and business type. Takes 2 minutes.
3
Verify Identity
Upload a photo ID and proof of address. Verification is usually completed within 24 hours.
4
Start Transferring
Your account is ready. Add funds, get your IBAN, order your card, and start saving.
๐Ÿ’ณ Open Free Account โ†’
โ“ FAQ

Frequently Asked Questions

Is Wise Business really free to open?
Yes โ€” there is no fee to open a Wise Business account. The basic account has no monthly maintenance fee. You pay only for transactions: a small fee per transfer (typically 0.3โ€“0.7% of the transfer amount, much lower than banks). Some premium features like batch payments have additional costs. See current pricing at wise.com/pricing.
Is Wise regulated in Belgium and the EU?
Yes. Wise is authorized by the National Bank of Belgium (NBB) as an Electronic Money Institution. This means Wise is a regulated financial institution under EU law. Your funds are safeguarded โ€” Wise holds customer money in separate accounts with top-tier banks, protected even if Wise were to face financial difficulties.
What is the difference between Wise Personal and Wise Business?
Wise Business is specifically designed for companies, freelancers, and entrepreneurs. It offers higher transfer limits, team member access with permissions, dedicated business bank details in multiple countries, accounting software integrations (Xero, QuickBooks), batch payment capabilities, and business-specific customer support. Personal accounts are for individual use only.
Can I use Wise Business to pay VAT and taxes?
Yes. You can transfer EUR from your Wise Business account to any EU bank account, including tax authority accounts. Many EU entrepreneurs use Wise to pay their quarterly OSS VAT declarations, annual corporate tax, and social security contributions. The process is identical to a regular bank transfer โ€” just use the tax authority's IBAN and reference number.
Does Wise Business provide a Belgian IBAN for receiving payments?
Yes. Wise Business provides a genuine Belgian IBAN (starting with BE) that works for all SEPA credit transfers and direct debits. Your clients can pay you as if you had a regular Belgian bank account. You also get bank details for the UK, US, Australia, Canada, and several other countries to receive payments like a local.